Money Saving Tips
A quick guide to every other financial or mortgage calculator on this site — from loan repayments to stamp duty and borrowing capacity. Pick a category below, or talk to a Premium Broker mortgage broker for guidance tailored to your situation.
Groceries & Food
Save on groceries without sacrificing quality
Meal Planning Magic:
Plan your meals before you shop to cut impulse buys and food waste — most households save 10-15% on their grocery bill this way.
Aldi vs Woolies vs Coles:
Comparing prices across supermarkets for your regular basket can save $30-$50 a month.
Bulk Buying:
Buying pantry staples in bulk, or splitting with family or housemates, lowers the cost per item on things you use often.
Apps to Try:
Price-comparison apps like Half Price and Frugl make it easy to spot specials and avoid overpaying.
Utilities & Bills
Slash your power, internet & phone bills
Compare Regularly:
Energy, internet and insurance providers reward new customers more than loyal ones — comparing plans every 12 months can save hundreds a year.
Shorter Showers:
Cutting a few minutes off shower time per person adds up to real savings on water and hot water heating over a year.
Bundle Internet & Mobile:
Combining internet and mobile plans with one provider often unlocks a discount over separate plans.
Call and Negotiate:
A five-minute call asking for a better rate on an existing plan works more often than you'd think — providers would rather discount than lose you.